Expert and independent tailor-made mortgage advice

When you choose a mortgage adviser from Van de Steege Makelaarsgroep, you have come to the right place. We are the largest estate agent in the Amsterdam, Zaanstad and Almere region, exceed your expectations and ensure that you look back on a carefree process. Buying a home is a big life decision. We are aware of this. Real estate is seen by us as an 'art' and all our professionals are passionate about their work every day. Don't just hire a mortgage advisor, hire Van de Steege!

What does a mortgage advisor do?

A mortgage advisor looks at your financial situation and wishes. We look at your future plans and for how many years a mortgage can be taken out. Do you want to change your current mortgage? A mortgage advisor can also help you with this. As soon as it is clear what your wishes are, different mortgage types, insurance policies and conditions are compared. You get an insight into all the risks that every mortgage entails. Was the right choice made? Then it is up to the mortgage adviser to arrange everything accurately.

Which mortgage type is best for me?

When taking out a mortgage, you can mainly choose from three different mortgage types: the interest-only, annuity and linear mortgage. The last two forms are the most popular as they entitle you to mortgage interest deduction. The term of a mortgage is often 30 years. The amount of the monthly repayment differs per mortgage type. Do you want to pay off an extra mortgage or increase the mortgage amount because of a renovation? Be informed by our mortgage advisor.

Mortgage for starters

For starters on the housing market, taking out a mortgage can be an exciting time. Buying a first home is a big step. There is a lot to consider on the way to your long cherished dream. Some starters have to deal with a student loan or a BKR registration. It is also possible to take out a mortgage. Together with a mortgage advisor, you can check whether you qualify for a starter loan or whether financial support from the parents will help you on your way. Several roads lead to Rome.

Can I transfer an existing mortgage to a new home?

Are you satisfied with the existing mortgage on the current home because of the conditions and the interest rate? Then it is attractive to move it with you. It is important to know that not the entire mortgage can be transferred to the new home. It only concerns the conditions and interest rate. In fact, you take out a new mortgage for the new home. Is carrying an existing mortgage beneficial in all cases? Not always. The interest rates can be lower when buying a new home or another provider has more favorable conditions for the current situation, both private and financial.

Mortgage advice via Van de Steege Makelaarsgroep

Our expert mortgage advisor will go through your financial situation from A to Z and will arrange the process from making an offer to the final purchase of a home. We employ expert advisors who provide a complete overview so that you can make the right choice. Taking out a mortgage is probably the biggest (financial) step of your life. After a conversation with a mortgage advisor, you know exactly which monthly payments you can expect so that you can enjoy the beautiful things in life in addition to carefree living.