- 50+ years experience
- 9+ Funda
- Mon - Fri: 8.30 - 17:30
- Mon - Fri: 8.30 - 17:30
Or contact us directly!
As a future homeowner, the lender asks you to have a property valuation report. The purpose of the report is to determine the market value of the home you have bought. Value-determining factors include the surface of the home, the location, materials used and the state of maintenance. In addition, the selling prices of comparable homes that have recently been sold in the nearby area are also taken into account.
An appraisal report shows the current value of the home. In addition, the most important properties and environmental factors are listed. It is an official document that is accepted by banks, the tax authorities and insurers. A valuation report must be approved for this by an independent institute, such as NWWI.
A valuation report is required at the purchase of a new home and you mortgage Your home is seen as collateral for the lender. The lender, such as a bank, wants to be sure that the value of your home will cover the mortgage. A valuation report may also be necessary when refinancing or increasing your mortgage.
Various lenders ask for a validated valuation report. This means that the report meets the standards set by the Nederlands Woning Waarde Instituut (NWWI). But because a taxation report is not required in all situations, at Van de Steege you can choose between a standard and a validated report. A standard report does not require the intervention of the NWWI.
NWWI valuation or not, a Van de Steege appraiser always works in accordance with the code of honor of the Dutch Association of Real Estate Agents (NVM), which ensures you of a reliable valuation report. Is there a hurry? No problem! Our appraisers are available every day and work with a fast and efficient system with which we are happy to help you out in an emergency.
A valuation cannot be used to obtain a mortgage, an appraisal report can. A valuation is a calculation performed by an NVM estate agent of the current sales value of a home. When determining a value, the current market, the location and the structural condition are immediately taken into account. We will also include value-increasing aspects, such as an extension or new bathroom. A valuation is therefore very useful if you are considering to sell your house. You then have a good idea of what yield you could expect from your home. You also know exactly what your budget is for your new home. That searches just a little easier!